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Cramer & Rauchegger In the News 

Tom has been featured in Alaqua Lakes and Winter Park Living’s Financial Fitness section. His articles can currently be seen in Heathrow Living’s Financial Fitness. Click the link below to read Tom’s articles!
Financial FitnessClick on the links below to read his articles!

Tax Time and the Tax Act

Mutual Fund A, B, C's

New Year's Resolution: Review Your Retirement Plan!

Does The Stock Market Care Which Party Wins?

Understanding Market Corrections

Annuity Alert

Should you buy that stock?

401(k)...The Easy Way!

Can You Afford To Live To 100?

Do You Have An Estate Plan?

Maximizing Social Security

The Retirement Rollercoaster

The College Roth IRA

The Truth About Life Insurance

Are You Doing Tax Planning or Tax Preperation?

Common Mistakes Retirees Make

Questions You Should Ask Before Choosing A Financial Advisor

Scott and Tom on Wide World of Stocks discussing tips on how to find a financial advisor that's right for you and utilizing non-correlated assets to reduce risks and maximize returns.


Cramer & Rauchegger owners turn soccer strategies into financial victories

Scott Cramer, 50, and Tom Rauchegger, 45, met on a soccer field long before they joined forces to create their retirement and estate-planning firm, Cramer & Rauchegger Inc., in 200.

Their teamwork on the soccer field is the foundation the Maitland firm is based on a team mentality and defensive strategies, which has helped them grow to seven employees and 200 clients
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US News Your New Year Money Checklist
If you're kicking yourself simply because you wish you had been financially smarter in 2013, not to worry! Scott Cramer shares his 2014 financial checklist with US News and World Report.
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Investing Strategy Mimicking University Endowment There are material differences between the terms under which endowments and individuals can invest in alternative investments. These differences include, but are not limited to commissions and fees, conflicts of interest, access to investment opportunities, size, investment time horizons, and the ability to tolerate illiquidity. There is no standard or exact definition of the endowment model. Portfolio design, specific investments and ultimately performance vary considerably among endowments and investors. Kalos does not claim that any investor will achieve the same result as any endowment, institution, or other investor. Kalos' Investment Adviser Representatives have a conflict of interest when they recommend securities where they earn a commission as Registered Representatives of Kalos Capital. We address this conflict by disclosing the fees and commissions related to the investments recommended to our clients. Also, Kalos representatives do not earn both advisory fees and brokerage commissions on the same assets.

How to Steer Clear of the Crooks
Scott Cramer shares advice with CNBC on how to avoid falling prey to fraudulent advisors.
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Your Financial Future
Scott on Fox News Orlando offering viewers strategies to build a solid retirement.

Fox News 5 Investment Mistakes to Avoid
Scott Cramer offers advice on Fox Business on the types of investments that make sense, and common mistakes to avoid. Here's what he had to offer:
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2013 Orlando Five Star Wealth Managers
Cramer & Rauchegger Honored by Orlando Magazine and Five Star Professional for Providing Exceptional Client Service
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Cramer & Rauchegger Rated One of Orlando's Top Wealth Management Firms by the National Association of Board Certified Advisory Practices
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Stock market has largely recovered, but more investors playing it safer
Scott shares his views on risk tolerance and investing in stocks.    
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Avoiding the fate of Dewey partners
Scott discusses how the failing law firm Dewey & LeBoeuf is a good reminder to financial advisers about the complications of managing money for people in business partnerships. 
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8 ways to accelerate retirement savings
Want to fatten up your retirement fund in a hurry? Scott and other advisors offer strategies that late or slow starters can use to bump up their retirement savings.
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The New Retirement – Money Decisions
Scott Cramer discusses his endowment strategy to manage money. Learn how the big non-profits and pension plans approach money management. This is one strategy to consider among many in determining your personal investment philosophy. 
Listen here

Five workplace benefits tips for Generation Y 
Workplace benefits such as health insurance and life insurance can add tremendously to an employee's bottom line. Yet Generation Y employees – those born in 1980 and after – are less likely than other age groups to take advantage of them.
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How big should your emergency fund be?
Financial experts agree everyone needs an emergency fund, a savings account with readily accessible cash to be prepared for any contingency. The question is: How much should you keep in a rainy-day fund?
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The Golden Years Guide to Tax-Free Retirement
The earlier you begin socking away savings, the much better off you'll be in your "golden years." By using some tax tips, you can end up paying little or no taxes after you retire.
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Barclays' Super Track digital notes tied to Russell 2000 are for moderately bullish investors 
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Barclays' Super Track digital notes tied to Russell 2000 are for moderately bullish investors 
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Barclyas' digital notes tied to Gold Miners offer solid structure, but underlying bet is risky
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UBS' upcoming trigger autocallables to fit mildly bullish views, provide sophisticated hedge 
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Bank of America's 20-year step-down step-up callable notes are aimed at income investors 
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Morgan Stanley's notes linked to real estate ETF seen as good play on REITs for savvy investor 
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Citigroup's Index Lasers tied to Russell 2000 offer less risky option than direct equity play
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Citigroup's jump securities linked to Brent crude oil offer fair structure, risky exposure
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Morgan Stanley's seven-year notes link inversley to S&P 500 target bears with conviction
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Another sell-off would help issuance of reverse convertibles, boost demand for protection 
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Words Of Wisdom From Advisers' Mentors
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The Big Delay in Your 401(k)
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Dow Drops, But Defense is Costly
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Social Security - now or later?
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Can you count on Social Security?
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Diversity into New Markets with REITs
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Safe But Sorry: CD Interest Rates Stifled By Inflation
by Ilana Greene >>Click Here to read the article.

Investors Face Dilemma as Inflation Tops Highest CD Interest Rates
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What Everyone Ought to Know About Roth IRAs
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The articles and opinions in these publications are for general information only and are not intended to provide specific advice or recommendations for any individual. We suggest that you consult your account, tax or legal advisor with regard to your individual situation. The information contained in these articles is derived from sources we believe to be reliable but their accuracy cannot be guaranteed. Securities offered through Kalos Capital, Inc. and Investment Advisory Services offered through Kalos Management, Inc., both at 11525 Park Woods Circle, Alpharetta, Georgia 30005, (678) 356-1100. [DBA] is not an affiliate or subsidiary of Kalos Capital, Inc. or Kalos Management, Inc.

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  • We are retirement and estate planning specialists with over 45 years of combined experience, and we have the expertise to guide you into a successful retirement.

    Securities offered through Kalos Capital, Inc., Member, located at 11525 Park Woods Circle, Alpharetta GA, 30005, (678) 356-1100. Investment Advisory Services offered through Cramer and Rauchegger, Inc., a Registered Investment Adviser. Cramer and Rauchegger, Inc. is not an affiliate or subsidiary of Kalos Capital, Inc.