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Here’s our story. We look forward to hearing yours.

Scott Cramer, Founder 
Scott Cramer is a second-generation financial advisor with more than 30 years of experience. Scott was the founder of the former firm Cramer & Associates, an independent financial advisory firm. Scott's credentials and registrations include Investment Advisor Representative, Chartered Retirement Planning Counselor, Certified Estate Planning Professional, Certified Annuity Advisor and Series 7, 66 and life and long-term care insurance license holder.

Scott is a member of the West Orlando Rotary Club and the International Brotherhood of Magicians. Scott also enjoys playing competitive indoor and outdoor soccer, tennis and golf. He also is an avid chef. He resides in Maitland, with his Dachshund Roxie, and has proudly called Central Florida his home his entire life.

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Tom Rauchegger, Founder
Tom Rauchegger joined the former firm Cramer & Associates in 2006 as a financial consultant with over 15 years of international business and consulting experience. 

Tom graduated from Stetson University in DeLand, Florida with a Bachelor of Business Administration in 1990 and from the University of Central Florida in Orlando, Florida with a Master of Business Administration in 1998. Tom is a licensed Series 7 Securities Representative, a Series 66 license holder, a Certified Estate Planner and a life and long-term care insurance license holder.  He resides in Heathrow, Florida with his wife, Debbie, and their daughter Cassandra and son Vaughn, and has been a member of the Central Florida community for over 21 years. 

Tom lived in Germany and Austria (where his family originates) for 10 years and speaks German fluently. He also plays competitive indoor and outdoor soccer and golf as well.

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Anne Hudson, ChFC®, Client Services Team Leader
Anne is the team leader of our elite client services team. She makes sure our clients receive the best service possible. Being in the securities industry since 1997, Anne has vast experience. She is a Chartered Financial Consultant®, has her Series 7, Series 66, and Life, Health, & Annuity Insurance licenses. Her favorite activities are watching her son, Scotty, play sports and being the “team mom”. She enjoys football season, especially the Florida Gators and New England Patriots.

Anne can be reached at

Pattie Cramer, Client Services Team
Pattie was a co-founder of the former firm, Cramer & Associates, when it was originally opened as an insurance agency and has been with the company ever since. Pattie is a client services team member, book keeper, and the “Office Mom” to everyone. Above anything else, she loves spending time with Bogie, her African Grey parrot, by teaching her songs, nursery rhymes and various phrases. At the end of the day, Bogie mostly learns just from hearing Pattie talk! Pattie also loves to read novels on her Kindle and socialize with her longtime friends.

Pattie can be reached at

Carolyn Groom, Client Services Team
Carolyn is the smiling face that welcomes you to our office. She is always prepared with a beverage and cookies during your visit. Carolyn attended Ohio State University. She has over 25 years of experience as a Receptionist in the finance and banking industry. On her time off, she and her husband Keith love to golf, bike ride, visit with friends, and visit her kids in West Virginia. She loves watching sports and is a HUGE fan of the Ohio State Buckeyes, Dallas Cowboys, and Duke Men’s Basketball team. Carolyn also volunteers when she can at The Legacy Club and Heathrow Country Club’s Golf Tournaments.

Carolyn can be reached at

Tiffany Leise, Director of Marketing
Tiffany heads up our Marketing department. She handles the firms marketing ventures and plans all of the events throughout the year. She received her degree in Hospitality Management specializing in Event Management from UCF’s Rosen School of Hospitality Management. She enjoys spending time with her husband, Justin, as well as crocheting, knitting, walking, bike riding, and watching movies.

Tiffany can be reached at

Danielle Queen, Client Services Team
Danielle prepares all of our paperwork as well as general office duties. She attended Seminole State College. She has many years of Customer Service and Management experience. In her off time, she enjoys spending time with friends and family, camping, and watching football (the Florida Gators and Tampa Bay Buccaneers).

Danielle can be reached at

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  • We are retirement and estate planning specialists with over 45 years of combined experience, and we have the expertise to guide you into a successful retirement.

    Securities offered through Kalos Capital, Inc., Member, located at 11525 Park Woods Circle, Alpharetta GA, 30005, (678) 356-1100. Investment Advisory Services offered through Cramer and Rauchegger, Inc., a Registered Investment Adviser. Cramer and Rauchegger, Inc. is not an affiliate or subsidiary of Kalos Capital, Inc.