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We Live by the values of simpler time - a time when a man's word was his bond

Our Values

As independent financial planners and member of the National Ethics Bureau we abide by the fiduciary standard.  We are truly independent and not bound to recommend any specific investment or company. We carefully select the investments that are best for you and your personal situation, not the investments a sales manager has told us to "push." Our advice is unbiased, and based entirely on your needs, goals and unique financial situation.

We live by the values of a simpler time - a time when a man's word was his bond. When trust and integrity didn't just mean something - they meant everything. As consultants, we bring these values to our clients' retirement planning. Our clients think of us as a consultant and loyal friend they can turn to when they need help.

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  • We are retirement and estate planning specialists with over 45 years of combined experience, and we have the expertise to guide you into a successful retirement.

    Securities offered through Kalos Capital, Inc., Member, located at 11525 Park Woods Circle, Alpharetta GA, 30005, (678) 356-1100. Investment Advisory Services offered through Cramer and Rauchegger, Inc., a Registered Investment Adviser. Cramer and Rauchegger, Inc. is not an affiliate or subsidiary of Kalos Capital, Inc.